RG146 Professional Series - Superannuation and Retirement Planning
Duration: 2 months
Price: $750
How it works: Study online. With a difference.
Start date: Immediately, or whenever you’re ready.
Entry requirements: No formal prerequisites | Some equipment needed
Qualification type: Non-accredited
Our Superannuation and Retirement Planning short course is designed to build upon your existing financial planning knowledge. This is the final module in the RG146 Professional Series.
Our Superannuation and Retirement Planning short course is designed to build upon your existing financial planning knowledge. This is the final module in the RG146 Professional Series.
Course Summary
You deserve to learn from experts who are just as committed to the financial planning profession as you. Monarch Institute was founded by experienced financial advisers who wanted to show students what it’s actually like to practice in the real world. In other words, not just the theory. Courses are developed with an industry advisory council including recognised thought leaders from major Australian Universities.
Key opportunities include:
Para-planner Assistant
Financial planning practice manager
Call-centre adviser for either an insurance provider, investment fund management provider, investment platform provider or superannuation provider
Back-office superannuation operations officer
Back-office insurance operations officer
Back-office fund management operations officer
Back-office investment platform operations officer
Investment corporate actions support officer
This course is designed to be completed within 2 months. You have access to the course for 3 months. This module forms one part of the four modules in the RG146 Professional Series.
There is no minimum timeframe to complete this course. Students who are highly motivated and well organised can complete the full course at an accelerated pace.
The key factors that influence course completion are a student’s experience, time availability, how fast they work and how committed they are.
Study online. With a difference.
You’ll get:
Easy-to-follow course materials
Videos and webinars
Support from your course trainers (phone, email, Zoom)
A dedicated admin team on hand to guide you
Online quizzes to test your knowledge
Student Facebook group
How does it work?
This course has been developed to give you absolute flexibility. Study on your couch, on public transport, on your break at work, out in the park – wherever and whenever you like. The best part is, with Monarch Institute, ‘online’ doesn’t mean ‘alone’. You’ll be backed by our trainers at every step along the way.
What support will I get?
Your trainer will be happy to contact you via phone, Zoom, or email (Monday to Friday, 9am to 5.30pm). So you definitely won’t feel alone. You’ll also have access to our student Facebook groups, so you can discuss the material with other students. It’s a handy way to stay in touch with trainers and others in the same course.
Our sector-leading academics and course trainers have developed a course assessment framework that is uniquely designed to help you gain a deep understanding of the course modules and, importantly, give you real-world insight, knowledge and skills. Assessment formats include:
Quizzes
Multiple-choice questions
Immediately, or whenever you’re ready.
Get in touch about enrolling
"The course was fantastic and structured well enough for me to interpret the information on my own. Have recommended the course to friends as it has not only up skilled me but provided me with some vital information which I will use throughout life."
- Rhys Turner, Monarch Institute Financial Planning graduate
You will need access to the following equipment to successfully complete the course:
Working computer with Microsoft Office (2016 or later)
Access to the internet. Internet speed must be reasonable in order to watch videos etc.
Access to a smart phone, video camera or web camera is required
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Pathways
If you're looking for a pathway to become a financial planner, Monarch's Advanced Diploma of Paraplanning was built to help you develop the skills to take on a challenging role within a practice team. Click here to read more.
Superannuation in Australia
Accumulation funds and defined benefit funds
Who can contribute into superannuation
Identify different kinds of contributions
Taxation and superannuation earnings
Superannuation guarantee
Government co-contribution
Super splitting and how it works
Salary sacrifice and how it’s applied
Strategies and case studies
Role and responsibility of superannuation trustees
How self-managed super funds operate
Mechanics of a superannuation pension
Pathways to becoming a financial planner
If you’re looking for a pathway to become a financial planner, this short course is a great way to start out. There are other pathways too such as our Advanced Diploma of Paraplanning which was built to help you develop the skills to take on a challenging role within a practice team. Click here to read more.
Build on your existing skills
This course outlines the knowledge and skills areas required to work in a range of roles in the financial services industry and is great if you’re already working in one of these areas and want to further your knowledge.
RG146 Training. For the real world.
Check out our reviews
Frequently Asked Questions
We designed this module for people already working in financial services who want deeper knowledge of superannuation and retirement. You’ll get the most from it if you have existing financial planning knowledge, since it extends what you already know. It also completes the RG146 Professional Series for anyone working through all four modules.
The Australian Securities and Investments Commission (ASIC) sets training standards for financial product advisers in Regulatory Guide 146, covering generic knowledge plus specialist knowledge in each product area. This module covers the superannuation specialist knowledge area. Which standards apply to you depends on your role and the products you’ll advise on, so confirm your requirements with your licensee before you enrol.
You’ll study how superannuation works in Australia, including the difference between accumulation funds and defined benefit funds. The course also covers:
Who can contribute to superannuation and the kinds of contributions available
How tax applies to superannuation earnings
The superannuation guarantee and government co-contribution
Super splitting and salary sacrifice
How self-managed super funds operate
The mechanics of a superannuation pension
Yes, you’ll study this module entirely online with three months of access, though we designed it for completion within two. Online quizzes and multiple-choice questions will test your knowledge as you progress. If you have any questions, you can reach your trainer on weekdays between 9am and 5.30pm by phone, Zoom or email.
You’ll learn the superannuation knowledge advisers need, including contribution rules, tax treatment, salary sacrifice and how a superannuation pension works. Advising retail clients is a separate matter, since it requires authorisation from an Australian financial services licensee, and personal advice on superannuation has had its own education standards since 2019. Check what your intended role requires before you enrol.
You’ll gain specific knowledge of superannuation, which applies to work at superannuation providers, fund managers and insurers. Those skills can support your preparation for roles such as back-office superannuation officer, paraplanner assistant or financial planning practice manager. Our Advanced Diploma of Paraplanning is a longer route if you want a nationally recognised qualification.
RG146 training covers product knowledge for specific service areas, and you can complete this module in two months. Advisers who give personal advice on superannuation to retail clients have needed an approved degree and further requirements since 2019, so RG146 training now applies mainly to general advice and support roles. Our Advanced Diploma of Paraplanning is a nationally recognised qualification that takes 12 to 24 months if you want to work in a financial planning practice team.
Fees